Privacy Policy

This Privacy Policy explains how studentloanrepaymentscalc.co.uk ("we", "us", or "our") handles information when you use our website. We have designed this site to be as privacy-friendly as possible — we do not require you to create an account, and we do not sell your data to third parties.

1. What Data We Collect

Calculator Inputs

When you use our calculators, any values you enter (such as your loan balance, salary, or salary growth rate) are processed entirely within your browser. These values are never transmitted to our servers and are not stored or logged anywhere. They are discarded as soon as you leave the page.

Analytics

We may use privacy-respecting analytics tools to understand how visitors use the site in aggregate (for example, which pages are most popular or how long visitors spend on a page). Any analytics data we collect is anonymised and does not identify individual users. We do not use Google Analytics or other tracking-heavy third-party analytics services.

Server Logs

Like most websites, our hosting provider may automatically log basic technical information when your browser requests a page — such as your IP address, browser type, referring URL, and the pages you visit. These logs are used solely for security and performance purposes and are retained for a limited period.

Contact Emails

If you contact us by email (at hello@studentloanrepaymentscalc.co.uk), we will retain your email address and message content in order to respond to your enquiry. We do not add you to any mailing list without your explicit consent.

2. Cookies

This website uses only essential cookies that are strictly necessary for the site to function (for example, session management). We do not use advertising cookies, profiling cookies, or third-party tracking cookies. No cookie consent banner is required for strictly necessary cookies under UK PECR and UK GDPR.

You can control and delete cookies through your browser settings at any time. Disabling essential cookies may affect site functionality.

3. Third-Party Links

Our site contains links to external websites, including GOV.UK and the Student Loans Company. We are not responsible for the privacy practices of these external sites and recommend you review their privacy policies independently.

4. Your Rights (UK GDPR)

Under the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018, you have the right to:

• Access the personal data we hold about you
• Request correction of inaccurate personal data
• Request deletion of your personal data
• Object to processing of your personal data
• Lodge a complaint with the Information Commissioner's Office (ICO)

Given the limited personal data we hold (primarily contact emails for enquiries), most of these rights will be straightforward to exercise. To make a request, email us at hello@studentloanrepaymentscalc.co.uk.

5. Data Security

We take reasonable technical measures to protect the information we hold. All pages are served over HTTPS. Calculator inputs are never transmitted to our servers. We do not store financial data entered by users.

6. Children

This website is not directed at children under the age of 13, and we do not knowingly collect personal data from children.

7. Changes to This Policy

We may update this Privacy Policy from time to time. The "last updated" date at the top of this page will reflect any changes. Continued use of the site after changes are posted constitutes your acceptance of the updated policy.

8. Contact

If you have any questions about this Privacy Policy, please contact us at hello@studentloanrepaymentscalc.co.uk.